This year I am focusing on saving more and spending less because I would like to do more traveling with the family so finding a way to cut corners where we can is important. I figure we should be able to afford a trip to Denmark within a year if we get smart about where our funds are going. A simple way to add to our savings fund is the Quick and Easy 52-Week Savings Challenge. Saving money can be quick and easy when you stop to think about it.
5 Tips to Make Saving Money Quick and Easy
- Turning the lights off when you leave a room, make a habit of turning off the light when you leave a room, and get your kids to do the same thing. This is an easy way to reduce your energy bill.
- Use a journal to record all your purchases for a week, trust me you'll think twice before you buy that new shirt! This is an easy way to hold yourself accountable for your purchases.
- Cut the habit. Whether it is coffee every day or smoking, think about what it's costing you in the long run. Did you know a three-pack-a-week habit burns up $96 a month, or $1,152 a year just imagine if you were saving that money instead?!
- Instead of watching TV at night read a book! Not only is it good for you and gives your brain a little exercise but you won't be snacking and you'll save on your electricity bill again by not having the TV on!
- Make household cleaners instead of buying them like dishwasher tabs and laundry detergent! I've been doing this for a while now and I am honestly surprised at how much it saves me each month.
Overwhelming yourself with unrealistic goals isn't a good way to start saving money. Making small changes is the best way for savings to become a habit, once you've mastered those then add a few more. It is human habit to take 28 days to accept change and make something a new habit.
What are your money-saving tips?